Our Services
Personal Loan
Quick personal loans for salaried employees with minimal documentation and fast approval. Interest rates starting from 10.50% per annum.
Business Loan
Fuel your business growth with our flexible business loans for entrepreneurs and MSMEs. Quick funding up to ₹50 lakhs.
SEP Loan
Specialized loans for self-employed professionals like doctors, CAs, architects, and consultants with attractive rates.
Used Car Loan
Finance your dream pre-owned vehicle with our used car loans offering up to 85% funding with competitive interest rates.
Why Choose LoanPath.in ??
Quick Approval
Get loan approval in as fast as 24-48 hours with our streamlined process
Low Interest Rates
Competitive interest rates starting from 10.50% per annum.
Minimal Documentation
Simple paperwork with digital verification for faster processin
Flexible Terms
Choose repayment tenure from 12 to 72 months as per your convenience.
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Frequently Asked Questions
What is Loanpath?
Your trusted Partner for Personal, Business, Sep And Used Car Loans.Fast Approvals, Simple Process and the Right Loan For Every Need.
What are the eligibility criteria for a Personal Loan?
Typically, you need to be a salaried individual or a self-employed professional/business person. Key criteria include:
Age (usually 21 to 60/65 years)
Minimum monthly income (varies by lender and city)
Good CIBIL score
Stable employment or business vintage
What documents are required for a Personal/Business/Sep/Car Loan?
Identity Proof: PAN Card, Aadhaar Card, Passport, Driving License, Voter ID
Address Proof: Aadhaar Card, Passport, Driving License, Utility Bills (electricity, gas, water), Rent Agreement
Income Proof (Salaried): Latest 3-6 months’ salary slips, Bank statements (last 6 months) showing salary credits, Form 16, Latest ITR
Income Proof (Self-Employed/Professional): Latest 2-3 years’ ITR with computation of income, Latest 6 months’ bank statements, Balance Sheet and Profit & Loss statement, Business Proof (GST registration, Shop & Establishment Certificate, etc.)
What are the typical loan tenures offered?
Personal Loan: Typically 1 to 5 years (12 to 60 months)
Business Loan: Often 1 to 5 years (12 to 48 months)
Professional Loan: Generally 1 to 7 years (12 to 84 months)
Car Loan: Usually 1 to 7 years (12 to 84 months)
How is the EMI calculated?
EMI (Equated Monthly Installment) is calculated based on the principal loan amount, the interest rate, and the loan tenure. You can use our EMI calculators available on Loanpath.in to get an estimate before applying.
What is hypothecation in a Car Loan?
Hypothecation means that the car you purchase with the loan serves as collateral. The lender’s name will be endorsed on your vehicle’s Registration Certificate (RC) as the financier. Once you repay the loan in full, the hypothecation will be removed from the RC.
How long does it take to get Loan Approval?
Our streamlined process ensures loan approval within 24-48 hours and disbursal within 1-2 working days after document verification.
How can I contact Loanpath.in for further assistance?
You can reach our dedicated team through the “Contact Us” section on our website. We are committed to providing you with prompt and comprehensive support throughout your loan journey.