Terms & Conditions

Last Updated: 26/08/2025

Welcome to LoanPath the website owned and operated by LoanPath. By accessing or using our website https://loanpath.in  you agree to comply with and be bound by these Terms & Conditions.

If you do not agree to these terms, please do not use our website or services.

1. Nature of Services

 

  •  LoanPath is engaged in the business of loan sourcing and customer assistance in partnership with LoanMantra (Direct Selling Agent – DSA).
  •  We facilitate customers in availing financial products such as:
  •    Personal Loan
  •    Business Loan
  •    Self-Employed Professional Loan
  •    Used Car Loan
  • We act only as an intermediary/DSA  between the customer and banks/NBFCs and do not directly provide loans or credit facilities.

2. Eligibility

To use our services, you must:

  •  Be at least 21 years old.
  •  Be a resident of India.
  •  Have valid KYC documents (PAN, Aadhaar, etc.) and proof of income/business as per lender requirements.

3. Loan Application Process

 

  •  Submission of an application on LoanPath does not guarantee loan approval.
  •  All loan applications are subject to review and approval by **LoanMantra’s partner banks/NBFCs** based on their internal credit policies.
  •  Loan terms such as **interest rate, processing fee, tenure, EMI, and approval** are determined solely by the respective bank/NBFC.
  •  LoanPath cannot influence or guarantee loan approval, amount sanctioned, or terms offered.

4. Information Accuracy

 

  •  You agree to provide true, accurate, and complete information when applying for a loan.
  •  Any false, incomplete, or misleading information may result in rejection of the application or termination of services.

5. Sharing of Information

 

  •  By using our website, you authorize LoanPath to share your details with **LoanMantra and its lending partners** for loan processing.
  •  Your data may also be shared with credit bureaus (CIBIL, Experian, etc.), verification agencies, and regulatory authorities as required by law.
  •  Please refer to our **Privacy Policy** for detailed information on how we collect, use, and protect your data.

6. No Financial Advice

 

  •  LoanPath does not provide financial, investment, or legal advice.
  •  Any information available on our website is for general informational purposes only.
  •  Customers should carefully review loan offers and consult independent advisors before making financial decisions.

7. Limitation of Liability

 

  •  LoanPath shall not be liable for:
  •    Any rejection or delay in loan approval by banks/NBFCs.
  •    Any difference in loan terms offered versus expected.
  •   * Any direct, indirect, or consequential losses arising out of the use of our website or services.
  •  All financial contracts are strictly between the customer and the bank/NBFC.

8. Third-Party Links

 

  • Our website may contain links to third-party websites (including banks, NBFCs, and partners). We are not responsible for the content, accuracy, or privacy practices of these third parties.

9. Intellectual Property

 

  •  All logos, designs, text, graphics, and content on **LoanPath** are the intellectual property of LoanPath unless stated otherwise.
  •  Unauthorized use, reproduction, or distribution of our content is prohibited.

10. Indemnity

 

  • You agree to indemnify and hold harmless **LoanPath, LoanMantra, and their respective directors, employees, and partners** from any claims, losses, damages, or liabilities arising from your use of our services or violation of these Terms.

11. Changes to Terms

 

  • We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Updated terms will be posted on this page with a revised date.

12. Governing Law

 

  • These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of the courts of Jaipur, Rajasthan, India.

13. Contact Us

For any queries regarding these Terms & Conditions, please contact:

 Email: support@loanpath.in

 Website: https://loanpath.in

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